Pastor Ronnie McDougall : Making Your Way Through the Money Maze

Escaping the Kingdom of Thingdom · 44:41 · Recorded February 26, 2017

Making Your Way Through The Money Maze

1 Kings 3:5-12 (NLT) 5That night the Lord appeared to Solomon in a dream, and God said, “What do you want? Ask, and I will give it to you!” 6Solomon replied, “You showed great and faithful love to your servant my father, David, because he was honest and true and faithful to you. And you have continued to show this great and faithful love to him today by giving him a son to sit on his throne. 7Now, O Lord my God, you have made me king instead of my father, David, but I am like a little child who doesn’t know his way around. 8And here I am in the midst of your own chosen people, a nation so great and numerous they cannot be counted! 9Give me an understanding heart so that I can govern your people well and know the difference between right and wrong. For who by himself is able to govern this great people of yours?” 10The Lord was pleased that Solomon had asked for wisdom. 11So God replied, “Because you have asked for wisdom in governing my people with justice and have not asked for a long life or wealth or the death of your enemies— 12I will give you what you asked for! I will give you a wise and understanding heart such as no one else has had or ever will have!”

Gaining Your Money

1. Work for it.

Proverbs 14:23 (NIV) All hard work brings a profit, but mere talk leads only to poverty.

2. Avoid get-rich-quick schemes.

Proverbs 20:21 (TLB) Quick wealth is not a blessing in the end.

Proverbs 28:22 (HCSB) A greedy man is in a hurry for wealth; he doesn’t know that poverty will come to him.

3. Be sure to practice integrity.

Proverbs 10:2 (NLT) Tainted wealth has no lasting value, but right living can save your life.

Proverbs 21:6 (NIV) A fortune made by a lying tongue is a fleeting vapor and a deadly snare.

4. Don’t be a workaholic.

Proverbs 23:4 (NIV) Do not wear yourself out to get rich…

Managing Your Money

5. Be aware of your financial condition.

Proverbs 27:23-24 (HCSB) Know well the condition of your flock, and pay attention to your herds, for wealth is not forever; not even a crown lasts for all time.

6. Practice the habit of planned spending.

Proverbs 21:20 (NLT) The wise have wealth and luxury, but fools spend whatever they get.

Proverbs 13:11 (NIV) …Whoever gathers money little by little makes it grow.

Spending Your Money

7. Put God first in your finances.

Proverbs 3:9 (NIV) Honor the Lord with your wealth, with the firstfruits of all your crops.

8. Develop a spending plan.

Proverbs 21:5 (NIV) The plans of the diligent lead to profit…

9. Avoid impulsive purchases.

Proverbs 21:5 (NIV) …Haste leads to poverty.

10. Live within your means.

Proverbs 22:7 (GNT) Borrow money and you are the lender’s slave.

Study & Discussion Questions
  • Describe a time when, in hindsight, you realize you made a foolish spending decision. How long did it take you to realize you had been unwise?
  • Money and materialism are often ideas that trip us up. How do the following verses help us keep our perspective of money and wealth in balance? Deuteronomy 8:18; Ecclesiastes 5:19; Luke 12:15; 1 Timothy 6:17-18; 1 Samuel 7:2-4.
  • Do you need to make any changes in your attitude toward money and the pursuit of it?
  • Gaining Money: Have you experienced or seen other people struggle in one of these four areas? Is there one area in this section where you can claim victory by having better health? Explain. Also, which one of these four points do you need to be paying closer attention to?
  • Managing Your Money: Would you claim to be good at managing your money? What are your strengths and/or weaknesses when it comes to being a good money manager? What, if any, changes should you make in the way you manage your money?
  • Spending Your Money: Of the four areas in this section, which do you feel is your strongest? Is there an area that is out of balance? What is one step you can take to make a change in how you spend your money?
  • Proverbs 10:4 says, “Lazy hands make a man poor, but diligent hands bring wealth.” Kids need to understand that “money doesn’t grow on trees” and that people are supposed to provide for their own needs and the needs of others through honest labor (1 Timothy 5:8). One way to drive this point home is to hire your kids to do tasks around the house. Even if they get a regular allowance, you can still give them an opportunity to earn extra money by working for it. You might post a “For Hire” list on your refrigerator. Beside each job, include the amount to be paid for the work and how often it can be done. (Note: the ideal “chores for hire” are the occasional ones requiring extra effort, not the routine ones like clearing the table or making the bed.)
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